Your Business and Personal Finances, Finally on the Same Page
At United Financial Planning Group, our CFP® professionals, CPAs, and Enrolled Agents work together as one team — so your entity structure, tax strategy, compensation plan, and personal wealth are never managed in isolation.
Running a Business Leaves Your Own Finances Behind
When your focus is on the business, personal financial decisions — compensation structure, retirement planning, exit strategy — tend to get pushed back until the cost of waiting becomes clear.
Your business returns and personal finances live separately
Your business tax return gets filed at one firm, your personal financial plan is managed at another, and neither side knows what the other is doing. Compensation decisions, retirement plan contributions, and entity structure choices all affect both columns — but when advisors don't share information, you end up coordinating between them yourself, hoping nothing falls through the cracks.
Salary vs. distributions is never a simple answer
Getting your compensation structure right as an S-corp or LLC owner has real tax consequences for both you and the business. Without planners who understand both sides, you're often leaving money on the table or creating problems you won't discover until tax season.
Your exit plan is still just a rough idea
Succession planning, buy-sell agreements, and business valuation all affect what your years of work are actually worth when you're ready to transition. Most business owners delay this work until it becomes urgent — which limits your options.
Retirement planning built around a paycheck doesn't fit you
Standard retirement advice assumes a W-2 income stream and an employer match. As a business owner, your retirement is often tied to the value of your business, your ability to fund a plan through the entity, and how you eventually exit. That requires a different kind of planning.
Business and Personal Finances — Planned by One Team
We bring financial planning, tax strategy, and investment management together under one roof, so your business decisions and personal wealth goals are always in sync.
Financial Planning
We build a financial plan that accounts for the complexity of business ownership — entity structure, cash flow, personal goals, and eventual exit — all mapped together by the same advisory team.
Learn moreTax Planning
Our CPAs and Enrolled Agents develop a proactive tax strategy — not just for your personal return, but for your business structure and compensation decisions throughout the year.
Learn moreTax Preparation
We prepare both your personal and business returns in-house, so there's no handoff between firms and nothing gets lost in translation between your Schedule K-1 and your individual filing.
Learn moreRetirement Planning
We help business owners evaluate the right retirement plan structure for their entity — whether that's a SEP-IRA, Solo 401(k), defined benefit plan, or a combination — and integrate that with long-term personal wealth goals.
Learn moreWhat Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Guidance from our team of CFP® professionals, CPAs, and Enrolled Agents. Meet the team
Last updated: March 2026
We Also Work With
Our integrated approach helps people across many financial situations.
At United Financial Planning Group, our CFP® professionals, CPAs, and Enrolled Agents work as one team to stress-test your retirement readiness — turning savings projections into an income plan you can commit to with confidence.
From 83(b) elections and QSBS planning to liquidity events and what comes after, we help founders translate cap-table complexity into a personal financial plan built around how you actually earn wealth.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.