Wealth Management | Long Island | NYC | Nationwide
Fiduciary Wealth & Investment Management
Investment Advisor Long Island | NYC | Nationwide
Our service model emphasizes a synergy of comprehensive financial planning, proactive tax planning and preparation, and customized, tax-efficient investment management tailored to each client’s specific goals. We believe in aligning every aspect of financial strategy to maximize wealth, minimize taxes & fees, and ensure long-term financial success for our clients.
As an independent advisory firm, we aren’t tied to any specific products or companies. This independence empowers us to objectively select investment solutions tailored specifically to your needs, ensuring your portfolio aligns closely with your personal values and our proven investment philosophy.
Your advisor will craft a customized investment strategy, taking into account your unique financial circumstances, risk tolerance, and long-term objectives. We proactively monitor and manage your portfolio, making timely adjustments to keep your investments optimized for your evolving financial journey.
As an independent advisory firm, we aren’t tied to any specific products or companies. This independence empowers us to objectively select investment solutions tailored specifically to your needs, ensuring your portfolio aligns closely with your personal values and our proven investment philosophy.
Your advisor will craft a customized investment strategy, taking into account your unique financial circumstances, risk tolerance, and long-term objectives. We proactively monitor and manage your portfolio, making timely adjustments to keep your investments optimized for your evolving financial journey.
We believe in
TransparencyIntegrityObjectivityDiligenceTrustProfessionalism
TransparencyIntegrityObjectivityDiligenceTrustProfessionalism
Fee-Only Wealth ManagementWe operate on a fee-only basis, charging a quarterly fee, only. This model eliminates any commission-based conflicts, aligning our success directly with your financial progress.
Fiduciary Wealth ManagementAs fiduciaries, we are legally obligated to prioritize your financial well-being above all else. This means every recommendation we make is based on what’s best for you, not for us. Our fiduciary duty ensures you receive advice that is unbiased.
Professionals Only, No Salespeople Every advisor at United FPG holds the prestigious CERTIFIED FINANCIAL PLANNER™ designation and has taken the Fiduciary Oath. We’ll never sell you products or generate commissions.
/
The Value of Professional Wealth Management
At United Financial Planning Group, our wealth management services go far beyond basic investment selection. We deliver comprehensive financial strategies designed to enhance your overall financial well-being while providing the peace of mind that comes from working with dedicated professionals.
Research has shown that professional wealth management can add significant value to your financial journey. Studies by industry leaders like Vanguard and Morningstar suggest that well-implemented wealth management strategies may potentially add between 1.5% to 3% in net value annually through:
Strategic portfolio construction & rebalancing
Maintain optimal risk-reward balance for your situation.
Tax-efficient investing
Asset location, tax-loss harvesting, and strategic withdrawal planning.
Behavioral coaching
Helping to avoid costly emotional decisions
Retirement income planning
Designed to address longevity and sequence-of-returns risk.
Our Investment Philosophy
Wealth Management Long Island | NYC | Nationwide
Low cost/low fee indexing
Our investment philosophy centers around low-cost indexing, leveraging diversified index funds to achieve broad market exposure efficiently and effectively.
By emphasizing low expenses and strategic asset allocation, we aim to enhance your returns and protect your wealth over the long term.
Our investment philosophy centers around low-cost indexing, leveraging diversified index funds to achieve broad market exposure efficiently and effectively.
By emphasizing low expenses and strategic asset allocation, we aim to enhance your returns and protect your wealth over the long term.
Tax Efficiency & Risk Tolerance Tax efficiency is key, this is why we have CPA’s and Enrolled Agents on staff to ensure every move is a tax efficient one.
Portfolio risk must correlate with the clients emotional risk tolerance. It is our job to determine a sweet spot.
Portfolio risk must correlate with the clients emotional risk tolerance. It is our job to determine a sweet spot.
Custom portfolio, based on a comprehensive plan Many advisors simply sell investment products without fully understanding your financial life. We’re different. We believe an investment plan should always stem from a comprehensive financial strategy—one uniquely tailored to your goals, needs, and circumstances.
Cookie-cutter, age-based portfolios fail to capture your unique situation. Our approach is dynamic and proactive, continually adapting your portfolio to changes in your personal life, financial objectives, and evolving market conditions.
Cookie-cutter, age-based portfolios fail to capture your unique situation. Our approach is dynamic and proactive, continually adapting your portfolio to changes in your personal life, financial objectives, and evolving market conditions.
Your Best Interests First, Always. Long Island Investment Advisor
30+ Years of Experience. Expert Investment Management Services in Long Island & Manhattan, NY
At United Financial Planning Group, our team is responsible for managing over $250M in client assets. Each client’s strategy is unique and has been custom tailored to their scenario. Our clients best interests come first, as we will never earn commissions on investments we recommend.
400 +
Successful clients
Fully Independent
free from corporate constraints. Our firm is able to focus solely on your best interests.
Fee-Only
No Commissions, Ever!
$300 M+
Assets Under Management (AUM)
Fiduciary Financial Advisor
- Your Best Interests First: As fiduciaries, we are legally and ethically bound to place your interests above everything else. This commitment influences every recommendation we make, ensuring decisions are made with your financial well-being as the top priority.
- Expert Guidance Without Bias: Our recommendations are based solely on your unique financial situation and goals. We provide unbiased, expert advice, free from the influence of external incentives or pressures.
Fee-Only Financial Advisor
- Straightforward and Transparent: We operate on a fee-only basis, meaning our compensation comes exclusively from the fees our clients pay for our advisory services. This model eliminates potential conflicts of interest associated with commission-based models. Our fees are listed here.
- Objective and Independent Advice: Without the influence of commission-driven product sales, our advice remains objective and focused solely on what’s best for you. This independence allows us to select from a wide range of investment options to tailor a strategy that truly fits your needs.
What our clients are saying:
“I signed up for wealth management with Gerry Barrasso earlier this year (2023) after being disappointed time and again with the services of my previous commission-based advisors. As a fee-only advisor I have high confidence that Gerry will always put my interest foremost. The process has been very smooth so far and Gerry has been great in creating and explaining a financial plan, running different retirement scenarios and explaining various pros and cons. He is always an email or a phone/video call away whenever I have any questions or need advice related to investments or taxation. The software and website he uses and makes available to clients are valuable add-ons to his service. It’s also been a joy working with the staff at United Financial Planning Group and I am looking forward to a long and rewarding relationship.”
-Sandip Parikh
-Sandip Parikh
“I have been with several financial advisers over the years and was never entirely confident or comfortable. My relationship with Gerry changed all of that as I am now quite at ease that my best interests are being served and it is not just about making money. Gerry is a great guy and a true professional in every way. He maintains the highest level of knowledge and expertise while always focused on the needs and adjustments to be made to your portfolio. Most importantly, he is always there to answer any questions and explain his investment strategies. I give the highest recommendation possible if you are looking for a trusted advisor to serve your financial needs.”
– Michael S Langella
– Michael S Langella
This is my first time working with an advisor for my wealth management, and I know that I, like many, wasn’t sure where to even begin. I did my research and found Gerry. After a fruitful discussion on the phone, we mt in person and many of my fears were alleviated. Gerry, with his knowledge and expertise, took careful time to explain the process and methods he employs in lay language. We tailored a plan to meet my current and long-term goals. I have found him to be very diligent and open to conversation any time. His staff is also diligent and extremely helpful. Highly recommended.”
– Darren W
– Darren W
Important Disclosure: All investing involves risk, including the potential loss of principal. The value-add percentages referenced are based on research studies and are not guaranteed outcomes. Individual results will vary based on personal circumstances, market conditions, and other factors. United Financial Planning Group, LLC is a registered investment advisor that offers financial planning and investment advisory services. This content is for informational purposes only and does not constitute investment, legal, or tax advice.