FInancial Planning | Long Island | NYC | Nationwide
Fee Only Financial Planners in Long Island | NYC | Nationwide
Every financial plan at United Financial Planning Group is built with a commitment to understanding your individual goals and circumstances. We believe in a collaborative approach, where your aspirations drive our strategies.
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Our Process
Learning About You
In the form of a 30 minute introductory call, you will speak with a CFP® professional. Your advisor will start the process of getting to know you, your goals, and concerns, and determining how we can best support you. This meeting typically takes place over the phone or via Zoom.
You will get a clear understanding of who we are, our process, and our approach. If it seems like a good fit, we will schedule the “Getting Organized” meeting.
“Getting Organized” Meeting
Here you will meet with a member of our team via Zoom or Phone call who will assist in collecting the data needed for a Financial Plan.
Our staff member will ask you basic questions about your finances, lifestyle, and goals. This includes things like current investments, assets, expenses, income, and more. At the end of this meeting our staff member will send you a list of documents we need to put together your base plan.
Comprehensive Plan Meeting
Your advisor will present your base plan and go through our custom strategy building process to make sure your personalized plan aligns with your evolving needs and aspirations.
In plain English, we will explain exactly what you need to do to reach your financial goals. We will break down your present and future cash flow, analyze your spending & saving habits, and run through your plan’s diagnostics. Our planning process is inclusive, and we work together to build a plan you can get excited about.
Implementation & Monitoring
Your advisor will send you a copy of your plan, and a clear actionable list of the recommendations that were made.
Once we make our recommendations, you have the option to implement them yourself, or engage our investment management services. We’ll apply the recommendations from your plan, manage them on your behalf, and provide constant updates.
Plan updates & reviews are also available on an hourly or subscription basis.
United FPG VS The Competition: Financial Planning Services
What our clients are sayingClick here to read all of our reviews
So many ups & downs in the financial world, but- Gerry’s ability to put us at ease & help us with feeling confident with giving us sound advice during a very stressful time.
Gerry is a genuinely sincere caring person that really understands our needs.”
Are You Asking the Right Questions?
- How much money will I need to retire?
- What is a realistic retirement age?
- Are my savings and investment strategies aligned with my goals?
- Am I maximizing my tax savings?
- How do short term goals affect my retirement plan?
- Is my family protected from unexpected death or disability?
- Am I at risk of running out of money during retirement?
- What’s the optimal investment strategy to create a consistent retirement income with the least amount of market risk?
- How do unexpected risks like long-term care or illness affect my plan?
- Have I developed an estate and asset protection plan?
- How can we take advantage of current tax rules to minimize future tax liability?
- When do I take social security?
- How will my medical costs impact my retirement?
- How Should I Manage My Withdrawal Rate?
- Is My Investment Portfolio Still Appropriate?
- How Do I Navigate Required Minimum Distributions (RMDs)?
- Are There Opportunities for Tax-Efficient Withdrawals?
- How Should I Plan for Potential Long-Term Care Needs?
- Is My Estate Plan Up to Date?
- How Will Inflation Impact My Retirement Funds?
- How Do I Plan for Legacy and Charitable Giving?
- How Do I Optimize Social Security and Pension Benefits?
