Comprehensive Wealth Management for Head of the Harbor's Distinguished Families
United Financial Planning Group serves Head of the Harbor's ultra-affluent families with multi-generational estate planning, trust administration, and integrated tax services, from our Hauppauge office 10 minutes away.
CFP® professionals, CPAs, and Enrolled Agents serving Head of the Harbor.
What Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Why Head of the Harbor Families Choose United
Head of the Harbor is one of Suffolk County's wealthiest villages, with 2-acre zoning minimums, Stony Brook Harbor frontage, and families who have lived here for decades. The planning needs here go well beyond a standard portfolio review.
Multi-generational estate planning
With homes valued between $1.2M and $3M+ and families who've been here for generations, estate planning is paramount. We help structure irrevocable trusts, generation-skipping trusts, and gifting strategies to preserve family wealth.
Trust administration guidance
Many Head of the Harbor families have existing trust structures that need ongoing oversight. We coordinate with trustees and attorneys to ensure distributions, investments, and tax reporting are all properly managed.
Concentrated wealth management
When a significant portion of your net worth is in a single asset (whether that's real estate, a business, or a concentrated stock position), diversification becomes critical. We build systematic plans to reduce risk without creating unnecessary tax events.
Philanthropic advisory
Charitable giving is a meaningful part of wealth management for many families here. We help structure private foundations, donor-advised funds, and charitable remainder trusts for maximum impact and tax efficiency.
Fee-only, always
We don't earn commissions or sell products. Every recommendation is legally required to be in your best interest.
Planning for $30K–$50K+ Property Tax Bills
Head of the Harbor's estate-sized properties come with annual property tax bills that can exceed $30,000 to $50,000. With the SALT deduction capped at $10,000, families here absorb significant tax impact. Our team builds your investment strategy and retirement plan around this reality, including strategies for managing cash flow, optimizing deductions, and ensuring your property tax burden doesn't derail your long-term financial goals.
A one stop shop for your
entire financial life
Financial Planning
A comprehensive roadmap for your financial future, built around your actual life and informed by deep tax expertise most planners simply don't have.
Learn moreHypothetical illustration only. Not actual client results. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal.
Investment Management
Tax-aware portfolio management that considers how every trade, every rebalance, and every distribution flows through to your tax return.
Learn moreHypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on circumstances.
Tax Planning & Preparation
Proactive, year-round strategies to reduce your lifetime tax burden, prepared by CPAs and Enrolled Agents who already know your financial story.
Learn moreBuilt for Financial Lives That Don't Fit in a Template
Retirement Readiness
Retirement income gap analysis
Roth conversion strategy
Health insurance bridge modeled
Hypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on personal circumstances.
Fee-Only. Fiduciary. No Exceptions.
We don't earn commissions. We don't sell products. As a fee-only registered investment advisor, every recommendation we make is legally required to be in your best interest.
Years of experience
Under management
States served nationwide
What Our Clients Say
Also Serving Nearby Communities
Our team works with families and professionals across Long Island. Explore how we serve communities near you.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.