Financial Perspectives

Gerry Barrasso Featured in GOBankingRates Article on Generational Wealth Strategies

In this insightful piece, Gerry emphasizes the critical importance of obtaining unbiased financial advice, especially when it comes to life insurance decisions. He advises:

“Ask your fiduciary advisor if you need life insurance. If you do, have them recommend an insurance agent and make sure they aren’t collecting commissions off the back end. An easy way to do this is to work with a fee-only advisor.”

This recommendation underscores Gerry’s commitment to transparent, client-centered financial planning. By advocating for fee-only advisory services, he highlights the necessity of eliminating potential conflicts of interest—ensuring clients receive advice that is truly in their best interest.

The GOBankingRates article explores several key strategies used by high-net-worth families to build and preserve generational wealth:

  1. Educating Future Generations: Prioritizing financial literacy to empower heirs with the knowledge to manage and grow their inheritance responsibly.
  2. Disciplined Investing: Adopting long-term, purpose-driven investment strategies focused on income generation and tax efficiency.
  3. Building a Collaborative Financial Team: Assembling a team of professionals—including financial planners, tax strategists, estate attorneys, and investment specialists—to ensure comprehensive and cohesive wealth management.
  4. Utilizing Advanced Wealth Transfer Strategies: Implementing tools such as trusts and strategic gifting to minimize estate taxes and protect assets for future generations.

Gerry’s inclusion in this article reflects his dedication to providing clients with strategies that not only support wealth accumulation but also prioritize its preservation and efficient transfer to future generations.

At United Financial Planning Group, we are committed to offering personalized, transparent, and comprehensive financial planning services. Our approach aligns with the principles highlighted in the GOBankingRates article, ensuring our clients are well-equipped to build and maintain generational wealth.

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